TERMS and CONDITIONS
Terms of Use
Please read these terms and conditions carefully. By accessing this website you agree to be bound by the terms and conditions below. These Terms of Use as well as the information and materials contained in the THORNTON FINANCIAL LLC Website ("Website") are subject to change at any time and from time to time, without notice. THORNTON FINANCIAL LLC may add features to or remove features from the Website at any time and from time to time in our sole discretion. Continued access to the Website following any modification in these Terms of Use will constitute your acceptance of the Terms of Use as modified.
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If you do not agree to be bound by these Terms of Use, do not access or use the Website.
FINANCIAL COACHING
Financial coaching is one-on-one sessions between the Financial Planner and the client to create a plan to meet their financial goals. Cash Flow Management, Saving, Debt Management, Tax Planning, Retirement Planning and Estate Planning. Financial coaching is NOT "Investment Advice".
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No Offer and Suitability
All information and materials published, distributed or otherwise made available on the Website are provided for informational purposes, for your non-commercial, personal use only. No information or materials published on the Website constitute a solicitation, an offer, or a recommendation to buy or sell any investment instruments, to affect any transactions, or to conclude any legal act of any kind whatsoever.
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THORNTON FINANCIAL LLC does not provide investment, legal or tax advice through the Website and nothing herein should be construed as being financial, legal, tax or other advice. THORNTON FINANCIAL LLC does not represent that any securities or services discussed are suitable for any investor. No investment or other decisions should be made solely based on the contents or information found on the Website. When making a decision about your investments, you should seek the advice of a professional financial advisor or qualified expert.
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Third party exchange data, if any, may not be downloaded, printed or redistributed for any purposes whatsoever. Re-distribution includes, without limitation, making any such materials and information available via the Internet or via any other electronic means of access.
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Access
You agree that (i) you will not engage in any activities related to this Website that are contrary to applicable law, regulation or the terms of any agreements you have with us, and (ii) in circumstances where locations of this Website require identification for access, you will establish commercially reasonable security procedures and controls to limit access to your password or other identifying information to authorized individuals. You agree that you will not use any robot, spider, other automatic device or manual process to monitor or copy our web pages, data or the content contained herein or for any other unauthorized purpose without our prior expressed written permission.
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The information and services provided on this Website are not provided to and may not be used by any person or entity in any jurisdiction where the provision or use thereof would be contrary to applicable laws, rules or regulations of any governmental authority or regulatory or self-regulatory organization or clearing organization or where THORNTON FINANCIAL LLC is not authorized to provide such information or services. Some products and services described in this Website may not be available in all jurisdictions or to all clients. You may use the Website only for lawful purposes, and you agree not to use the Website in any way that violates any applicable federal, state, local, or international law or regulation.
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Links
The Website may contain third party content or links to third party websites. The content and links are provided solely for your convenience and information. The inclusion of any link is not and does not imply an affiliation, sponsorship, endorsement, approval, investigation, verification or monitoring by THORNTON FINANCIAL LLC of any information contained in any third-party web site. THORNTON FINANCIAL LLC has no control over, does not assume any responsibility for and does not make any warranties or representations as to, any third-party content or websites, including but not limited to, the accuracy, subject matter, quality or timeliness, or your use of or inability to use such site. THORNTON FINANCIAL LLC shall have no liability for third party content or websites or websites linking to or framing the THORNTON FINANCIAL LLC Website. You should also be aware that the terms and conditions of such site and the site's privacy policy may be different from those applicable to your use of this Website.
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Intellectual Property Rights
THORNTON FINANCIAL LLC, and its affiliates, retain all right, title and interest (including copyrights, trademarks, patents, as well as any other intellectual property or other right) in all information and content (including all text, data, graphics and logos) on the Website. Individual pages and/or sections of the Website may be printed for personal or internal use only, and provided that such printouts retain all applicable copyright or other proprietary notices. All users must not, without limitation, modify, copy, transmit, distribute, display, perform, reproduce, publish, license, frame, create derivative works from, transfer or otherwise use in any other way, whether in whole or in part, any information, text, graphics, images, video clips, directories, databases, listings or software obtained from the Website for commercial or public purposes, without the prior written permission of THORNTON FINANCIAL LLC. Systematic retrieval of content from the Website to create or compile, directly or indirectly, a collection, compilation, database or directory (whether through robots, spiders, automatic devices or manual processes) without the prior written permission from THORNTON FINANCIAL LLC is strictly prohibited.
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No Warranty
Your use of the Website is at your own risk. The Website, together with all content, information and materials contained therein, is provided "as is" and "as available", without any representations or warranties of any kind. Any materials, information or content accessed, downloaded or otherwise obtained through the use of the Website is done at your own risk and THORNTON FINANCIAL LLC is not responsible for any damage to your computer systems or loss of data that results from the download of such material. THORNTON FINANCIAL LLC and its affiliates expressly disclaim all representations or warranties of any kind, whether express or implied, with respect to the Website, and all materials, information, content and functionalities contained herein, including but not limited to warranties of title, non-infringement, merchantability or fitness for a particular purpose. Without limiting the foregoing, THORNTON FINANCIAL LLC does not warrant the accuracy, timeliness, completeness, security, reliability or availability of the Website or the information or results obtained from use of the Website, or that the Website will be available at all times, or is virus-free or error-free. THORNTON FINANCIAL LLC cannot and does not guarantee continuous, uninterrupted or secure access to the web site.
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No Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW AND NOTWITHSTANDING ANY OTHER PROVISION OF THIS AGREEMENT, IN NO EVENT SHALL THORNTON FINANCIAL LLC OR ANY OF ITS AFFILIATES OR SUPPLIERS (INCLUDING ANY OF ITS OR THEIR PARTNERS, OFFICERS, EMPLOYEES, AGENTS, CONTRACTORS, SUCCESSORS, OR ASSIGNEES) BE LIABLE TO YOU (INCLUDING ANY OF YOUR PARTNERS, OFFICERS, EMPLOYEES, AGENTS, CONTRACTORS, SUCCESSORS, OR ASSIGNEES) FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES, WHETHER ARISING IN CONTRACT, EQUITY, INTENDED CONDUCT, TORT, OR OTHERWISE (INCLUDING BREACH OF WARRANTY, NEGLIGENCE, AND STRICT LIABILITY IN TORT), NOR FOR ANY DAMAGES ARISING FROM DELAY, LOSS OF GOODWILL, LOSS OF OR DAMAGE TO DATA, INTERRUPTION IN USE OR AVAILABILITY OF DATA, LOSS OF USE OF MONEY OR USE OF PRODUCTS, LOST PROFITS, REVENUE OR SAVINGS (ACTUAL OR ANTICIPATED), OR OTHER ECONOMIC LOSS ENSUING FROM OR IN CONNECTION WITH THE EXISTENCE, ACCESS TO, USE OF, OR INABILITY TO USE THE WEBSITE OR RELATING TO ANY MATERIALS, INFORMATION, QUALIFICATION, OR RECOMMENDATIONS ON THE WEBSITE, EVEN IF THORNTON FINANCIAL LLC OR ANY OF ITS AFFILIATES OR SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THESE LIMITATIONS SHALL APPLY NOTWITHSTANDING THE FAILURE OF THE ESSENTIAL PURPOSE OF ANY LIMITED REMEDY.
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YOU EXPRESSLY WAIVE AND RELEASE ANY AND ALL RIGHTS AND BENEFITS UNDER SECTION 1542 OF THE CIVIL CODE OF THE STATE OF CALIFORNIA (OR ANY ANALOGOUS LAW OF ANY OTHER STATE), WHICH READS AS FOLLOWS: “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS THAT THE CREDITOR OR RELEASING PARTY DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, AND THAT IF KNOWN BY HIM OR HER, WOULD HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR OR RELEASED PARTY."
DESPITE THE FOREGOING LIMITATION OF LIABILITY FOR DAMAGES, IF A COURT OR OTHER TRIBUNAL OF COMPETENT JURISDICTION DECIDES TO AWARD MONETARY DAMAGES TO YOU FOR ANY CLAIM OR CAUSE OF ACTION ARISING FROM THE SAME, THE AMOUNT OF MONETARY DAMAGES FOR SUCH CLAIM OR CAUSE OF ACTION SHALL NOT EXCEED ONE HUNDRED U.S. DOLLARS ($100).
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Privacy
Your use of the Website is subject to the THORNTON FINANCIAL LLC Privacy Policy. By accessing or using the Website, you understand and agree that THORNTON FINANCIAL LLC may collect and retain personal or other information about you or the device you use to access the Website. You acknowledge and agree that if you choose to reject our cookies, some or all parts of the Website may not function properly or may not be accessible.
Indemnification
You agree to defend, indemnify, and hold harmless THORNTON FINANCIAL LLC and its affiliates, and each of their respective directors, officers, partners, employees, agents, successors, and assigns from and against all losses, liabilities, damages, claims and expenses, including attorneys' fees, arising out of, relating to, or resulting from your violation of these Terms of Use or misuse of the Website, including such violation or misuses conducted by your employee or agent.
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Forward-Looking Statements
The Website may contain statements that constitute "forward-looking statements". While these forward-looking statements may represent THORNTON FINANCIAL LLC’s judgment and future expectations, a number of risks, uncertainties and other important factors could cause actual developments and results to differ materially from THORNTON FINANCIAL LLC's expectations. THORNTON FINANCIAL LLC is under no obligation to (and expressly disclaims any such obligation to) update or alter its forward-looking statements whether as a result of new information, future events, or otherwise.
Conflict with Additional Terms
Certain web pages or areas on the Website may contain additional terms, conditions, disclosures and disclaimers (collectively, the “Additional Terms”). In the event of a conflict between these Terms of Use and the Additional Terms, the Additional Terms will govern those web pages or areas. These Terms of Use shall be subject to any other agreements you have entered into with THORNTON FINANCIAL LLC.
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Severability
To the extent that any provision of these Terms of Use is found by any competent court or authority to be invalid, unlawful or unenforceable in any jurisdiction, that provision shall be deemed to be severed from these Terms of Use but such finding shall not affect the validity, lawfulness or enforceability of the remainder of these Terms of Use in that jurisdiction, nor shall it affect the validity, lawfulness or enforceability of these Terms of Use in any other jurisdiction. These Terms of Use shall be subject to any other agreements you have entered into with THORNTON FINANCIAL LLC.
Choice of Law
These Terms of Use shall be governed by and construed in accordance with the laws of the state of Missouri, without regard to conflict of laws provisions. Sole and exclusive jurisdiction for any action or proceeding arising out of or related to these Terms of Use shall be in an appropriate state or federal court located in the County of St. Louis, State of Missouri, and the parties unconditionally waive their respective rights to a jury trial.
Termination
You agree that THORNTON FINANCIAL LLC may, to the extent feasible, in its sole discretion, and without prior notice, terminate your access to or use of any portion of our Website at any time and for any reason, with or without cause. You also agree that any violation by you of these Terms of Use will constitute an unlawful and unfair business practice that will cause irreparable harm to THORNTON FINANCIAL LLC for which monetary damages would be inadequate. You consent to THORNTON FINANCIAL LLC’ obtaining any injunctive or equitable relief that THORNTON FINANCIAL LLC deems necessary or appropriate in such circumstances, without the need for a bond. These remedies are in addition to any other remedies THORNTON FINANCIAL LLC may have at law or in equity.